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Minimum 5% - 10% Down payment
Home Buyers Income offers $10,000 non-refundable income tax credit
Property Transfer Tax Rebate $8,000
First Home Saving Account (FHSA) - Claim up to $8,000/year (Maximum $40k)
Home Buyer’s Plan - Withdraw Maximum $60,000 from RRSP (Tax-Free + Repayment period required 5-Years)
First-Time Home Buyer Credit - non refundable tax credit $1,500
GST/HST New Housing Rebate
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Condo
Townhouse
Single Family Dwelling
Duplex / Multi-plex
Rental Investment Property
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Lowering monthly payments
Reduce total Interest paid
Shortening the length of loan
Change type of loan (fixed/variable)
Switch /Transfer Lenders
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Home upgrades
Helping children for Down payment
Education
Wedding / Graduation
Vacation
Secondary Home Investment
Start a New Business
Health / Sickness Treatment
Funeral
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Fixing or Repairs
Increasing property value
Create additional income source
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Partnership Separation
Transfer of Title Ownership
Family Divorce
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Rental building
Commercial mixed building
Business
Industrial
Bare land
Investment
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Switch / Transfer lenders
Better Interest Rate and Features
Equity Take-Out
Debt Consolidation
Change type of loan (fixed/variable)
3 Simple Steps
Step 1
Apply Online
Apply now and start a mortgage application. Please disclose how much you want to borrow, the purpose for the funds along with your deadline. Next submit essential documents to help lenders assess your financial situation.
Step 2
Pre-Qualify with Lenders
Review and discuss all mortgage options to match your realistic needs. Working closely together to strategically achieve your financial goals. Then schedule a conveyancing appointment with your solicitor.
Step 3
You’re Approved!
Finally, upon completion the desired funds will be transferred directly into your primary bank account.
Congratulations !!